"(FTC) says, "If you or someone you know is in financial hot water, consider these options: realistic budgeting, credit counseling from a reputable organization, debt consolidation, [debt negotiation,] or bankruptcy. How do you know which will work best for you?..."
"Let's start with the basic premise that you cannot just ignore your bill. You might not be able to pay it, and you may not want a debt counselor to get involved, but it still cannot be ignored because ignoring..."
"Lot's of companies advertise that they are "non-profit" but are actually non-profit in name only. How can you tell which are legitimate? What's the difference between non-profit and for-profit debt management and when should you use one over the other?..."
Additional
Resources
US Banking and Finance
Resources on banking, investments, finance and real estate. Feature articles, employment and career resources, including seminars, workshops and conventions. Bulletin boards and chat. From About.com.
Yahoo! Finance
Personal finance, investing tips and news.
APT Finance Ltd
Finance company providing asset finance and trade finance to businesses in the UK.
The International Finance Corporation
IFC is a member of the World Bank Group. It finances and provides advice for private sector ventures and projects in developing countries in partnership with private investors and, through its advisory work, helps governments create conditions that stimulate the flow of both domestic and foreign private savings and investment.